Alternative investment opportunities
Via Advanon you can invest in the working capital or invoice of a SME.
Investing in the working capital allows you to earn attractive returns as an investor.
Short investment duration
The investment duration of 60 days on average gives you flexibility and does not tie you to the platform.
Medium ROI - Long investment duration
Attractive ROI - Short investment durations - High liquidity
No ROI - High liquidity
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When you pre-financing an invoice you give an unsecured short-term loan to the seller. You have a legal claim against the seller but not a legal claim on the invoice. The invoice is only required to ensure a future cash-flow which will enable the seller to repay.
Since you have a legal claim against the seller, the seller is liable to repay your investment and the ROI also in case his debtor does not pay the invoice.
A True-Sale is a factoring contract. As an investor you buy a part of the whole invoice of the seller against his debtor. Here you have a legal claim on the invoice and against the debtor.
Since you have a legal claim the debtor is liable to pay the invoice and so repay your investment and a ROI.
|Annualized net return||6-9%||9-11%||11-13%||13-18%|
On the platform, companies are rated from AAA to B, with B being the lower rating in the spectrum. In Switzerland, this rating is an aggregate of the ratings from CRIF (60%) and Dun & Bradstreet (40%) and not a rating from Advanon. Ratings can serve as an indicator for the likelihood of a default, but every investor should perform his own due diligence before making an investment. Advanon does not take any responsibility for the ratings shown on the website.
Please be aware, that pre-financing and true-sale are not traditional financial products and should be only part of a well diversified portfolio. Investors have to be aware that they can lose the invested capital.
H. Müller, Investor
F. Rohner, Investor
T. Odermatt, Investor
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2. Invoice Market
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3. Company Profile
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